YNAB (You Need A Budget)

You Need A Budget (YNAB) is a budgeting app that really puts you in control of your finances.

What do we like about You Need A Budget?

To secure its users, YNAB follows industry-standard security and safety guidelines. Through cutting-edge encryption technology, improved login security, and other security measures, YNAB safeguards your financial and personal data. YNAB's security staff can also be contacted via email if you have any queries or concerns.

What skills does it improve?

Money management can be made simpler with budgeting apps. YNAB, excels in many areas, including goal monitoring, spending and net worth reporting, direct import of your transactions, and more.

What age is it appropriate for?

You Need a Budget is appropriate for all ages.

Is You Need A Budget free?

You Need a Budget can be easily downloaded on all Android and iOS devices. 

Is You Need A Budget easy to use?

A superb user experience is provided by YNAB, which enhances usability and generally improves your experience.

How will students benefit?

Every money you earn, whether for spending or saving, can be easily classified with YNAB so you always know where your money is going. With the use of a target, YNAB enables you to budget for one-time expenses like vacations, vehicle insurance, holiday and birthday gifts, and other non-recurring costs. Don't worry if you spend too much in one category. To make up for the difference, you might simply transfer funds from another category.

YNAB will keep track of the age of your money and display the typical time it takes you to spend money that you have earned. The objective is to spend money you received at least 30 days ago, leaving you with a cushion for the current month.

How will parents benefit?

YNAB is a wonderful resource for prioritising your present needs and taking charge of your available funds. Start by allocating your available funds to your most pressing needs, such as your urgent expenses or food.

What can You Need A Budget improve on?

There is no internal bill-pay function in YNAB.

How much does You Need A Budget cost?

The premium app YNAB is also one of the most expensive ones to use. Users have the option of signing up for a monthly subscription of cost $14.99 or a yearly subscription for $98.99.

Final thoughts

YNAB encourages you to allocate every money of your income to anticipated spending or savings for that month, which aids with proactive money management. Budgeting is done proactively with YNAB. Setting goals, increasing spending, and modifying budgets are all actively done by app users. Although you can also make your own to suit your particular requirements, you start with basic budget categories.